As we grow older, our health care needs change, as do our financial needs. Planning for and paying for long-term care, which traditional health insurance usually does not cover, can be stressful.  Elder law attorneys make sure you have a plan in place to meet those changing needs. Waiting too late to plan can have considerable and costly consequences when mental or physical incapacity occurs. Failing to prepare will also inevitably lead to more stress for you and your family during already difficult circumstances.

Long-term care costs are very high now, and are constantly rising. Many of us may not be able to afford thousands of dollars a month for care, especially if that needed care lasts for many years. Without careful planning, your assets, including your house and retirement savings, could be consumed by your long-term care expenses over a relatively short period of time. The government has programs that can help pay for long-term care, but it often takes careful planning to qualify for these programs. Proper care and a plan to pay for that care are vitally important for adults of all ages.

Preparing for long-term care needs and possible Medi-Cal eligibility can be overwhelming.  I can help you plan and protect your estate from being spent on skilled nursing or long-term care expenses. For example, many assume that they cannot qualify for Medi-Cal benefits, however, there are planning strategies available to help you qualify.

If you or a loved one are planning for or are transitioning to skilled nursing or have concerns about how to plan for future long-term care needs, I can help you. Through my elder law planning process, we can accomplish significant savings and financial independence when needing to pay for long-term care costs.

I would be honored to work with you and your family.