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Why You May Need a Trust in Addition to a Power of Attorney

While everyone should have a durable power of attorney that appoints someone to act for them if they become incapacitated, in some circumstances it is not enough. In these cases, a revocable trust can help. A durable power of attorney allows you to appoint someone you...

California Removing Asset Test for Medicaid Eligibility

California is making big changes to how it determines Medicaid eligibility for long-term care by eliminating the requirement that applicants have limited assets. While the rules apply only to California right now, other states may follow suit. Medicaid covers...

The Difference Between Elder Law and Estate Planning

Elder law and estate planning serve two different — but equally vital — functions. One main difference is that elder law is focused on preserving your assets during your lifetime and managing health care issues that arise or incapacity issues, while estate...

You May Be Overestimating Your Social Security Benefits

Studies have found that workers overestimate how much they will receive in Social Security benefits when they retire. Having a good understanding of the realities can help you plan for retirement. Researchers from the University of Michigan studied the expectations of...

It is Not Always Better to Give than to Receive

If there is a possibility that a loved one might need Medicaid assistance in the foreseeable future, that person should not be giving gifts without an attorney’s advice. This can be sad if that person gets joy out of generosity. But gifts in that situation can turn...

What is Long-Term Care and Who Provides It?

Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are different ways that long-term care can be provided. Most long-term care involves assisting with basic personal needs rather than providing...